Payments APIs
One integration that sits above every major Indian gateway. Rupeeco routes each transaction to the acquirer most likely to approve it, retries intelligently on failure, and settles into your books already reconciled.
Capabilities
8 endpoints and counting
- Payment Gateway Orchestration
- Smart Routing
- Automatic Failover
- Retry Logic
- Token Vault
- Subscriptions
- Refunds
- Settlement
/v1/payments/orderscurl https://api.rupeeco.in/v1/payments/orders \
-H "Authorization: Bearer $RUPEECO_KEY" \
-H "Content-Type: application/json" \
-d '{
"amount": 249900,
"currency": "INR",
"routing": "smart",
"customer": { "contact": "+919812345678" },
"notes": { "order_id": "ORD-10241" }
}'Designed around how this actually breaks
Route on live success rates
Rules evaluate issuer, instrument, ticket size, method and real-time acquirer health before every attempt — no manual switching during an outage.
Network tokens, one vault
Cards are tokenised once and reused across gateways, so saved-card checkout survives a provider migration.
Settlement you can trust
Settlement files, fees and taxes are normalised across providers into a single settlement report per cycle.
Common payments use cases
Every deployment starts with a call about your flows. Bring your edge cases — routing rules, approval chains, reconciliation formats — and we will map them before you write a line of code.
Discuss your use caseCheckout for D2C and marketplace platforms
Subscription and recurring billing
Multi-gateway redundancy for high-volume merchants
Pairs well with
Same key, same dashboard, same webhook signature — add another suite without another integration.
Start with sandbox keys. Talk commercials when you are ready.
Test the full API surface before you sign anything. When you are ready to go live, we price on the volume you actually process.
Map your flows
A solutions engineer walks through your money-in, money-out and verification requirements and proposes the shortest path live.
Test in sandbox
Pull keys, replay real-world scenarios and validate webhooks against a sandbox that mirrors production behaviour.
Go live and scale
Switch to production keys, turn on routing rules, and add new suites from the marketplace whenever you need them.