Banking APIs
Account Aggregator data pulls, escrow accounts, eMandate registration and current-account operations — the regulated building blocks of a financial product, exposed as clean REST endpoints.
Capabilities
6 endpoints and counting
- Account Aggregator
- Escrow Accounts
- eMandate (NACH/UPI)
- Current Account APIs
- Statement Fetch
- Balance Enquiry
/v1/banking/mandatescurl https://api.rupeeco.in/v1/banking/mandates \
-H "Authorization: Bearer $RUPEECO_KEY" \
-H "Content-Type: application/json" \
-d '{
"max_amount": 500000,
"frequency": "monthly",
"method": "upi_autopay",
"customer_id": "cust_9f2b41"
}'Designed around how this actually breaks
Consent-first data
AA flows with consent artefacts, revocation and multi-FIP coverage for bank statement and income analysis.
Escrow that scales
Programmatic sub-ledgers with rule-based release for marketplaces and lending flows.
eMandate on every channel
Register recurring debits over UPI Autopay, debit card, net banking or physical NACH from a single call.
Common banking apis use cases
Every deployment starts with a call about your flows. Bring your edge cases — routing rules, approval chains, reconciliation formats — and we will map them before you write a line of code.
Discuss your use caseLending underwriting via bank statements
Marketplace escrow and split settlements
Recurring EMI and SIP collection
Pairs well with
Same key, same dashboard, same webhook signature — add another suite without another integration.
Start with sandbox keys. Talk commercials when you are ready.
Test the full API surface before you sign anything. When you are ready to go live, we price on the volume you actually process.
Map your flows
A solutions engineer walks through your money-in, money-out and verification requirements and proposes the shortest path live.
Test in sandbox
Pull keys, replay real-world scenarios and validate webhooks against a sandbox that mirrors production behaviour.
Go live and scale
Switch to production keys, turn on routing rules, and add new suites from the marketplace whenever you need them.